Insurance of Car Online: Why Quickinsure Makes It Simple
But what if you could skip all that and get your policy in minutes, right from your couch? That’s the beauty of buying insurance of car online.
Let’s be honest—nobody enjoys dealing with car insurance. The paperwork, the confusing terms, the endless calls with agents… it’s a hassle. But what if you could skip all that and get your policy in minutes, right from your couch? That’s the beauty of buying insurance of car online.
With platforms like Quickinsure, the process is faster, easier, and often cheaper than traditional methods. Whether you’re looking for basic third-party insurance or full coverage with zero depreciation, going digital can save you time and money. Here’s how.
Why Buy Car Insurance Online?
1. No More Agent Hassles
Remember the days of waiting for an agent to call you back? Online insurance cuts out the middleman. You get direct access to policies, instant quotes, and no pushy sales pitches.
2. Compare & Choose the Best Deal
Not all policies are the same. When you car insurance compare online, you see multiple options side by side—premiums, coverage, add-ons—so you can pick what fits your budget and needs.
3. Instant Policy, No Waiting
Once you pay, your policy is emailed immediately. Need proof fast? Some insurers even let you check insurance by vehicle number online for instant verification.
4. Easy Renewals & Updates
Missed renewals? Not anymore. Online portals send reminders, and renewing takes minutes. Plus, if you move states, updating your details is simple—though keep in mind that transfer of vehicle registration from one state to another might affect your premium.
What to Look for in Online Car Insurance
Coverage That Matches Your Needs
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Third-party insurance (mandatory but basic)
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Comprehensive insurance (covers your car + third-party damages)
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zero depreciation insurance (best for new cars—no deduction for wear & tear)
Claim Settlement Ratio Matters
A high ratio (90%+) means fewer claim rejections. Always check this before buying.
Don’t Skip Add-Ons
Depending on your car and driving habits, extras like roadside assistance or engine protection can be lifesavers.
Cost Factors to Consider
Your yearly car insurance cost in India depends on:
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Car’s age and model
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Location (city vs. rural)
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No Claim Bonus (NCB) discounts
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Chosen deductibles
Common Mistakes to Avoid
1. Buying the Cheapest Policy Without Checking Coverage
A low premium might mean poor claim support. Always read the fine print.
2. Ignoring NCB Benefits
A good NCB can slash your renewal premium by up to 50%. Don’t lose it by switching insurers carelessly.
3. Forgetting to Update Personal Details
Moved to a new state? Update your address—transfer of vehicle registration from one state to another can impact your premium.
4. Driving Uninsured (Big Risk!)
The without insurance fine for car in India is ₹2,000 for first-time offenders. Plus, you’re on the hook for any damages.
How to Buy Car Insurance Online in 4 Steps
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Enter your car details (registration number, make, model).
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Compare policies—see premiums, coverage, and add-ons.
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Customize your plan (adjust IDV, add-ons, NCB).
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Pay & download your policy—instant email confirmation.
FAQs About Online Car Insurance
1. Is online car insurance valid for traffic police checks?
Yes! Digital policies are legally accepted. You can show them via the insurer’s app or DigiLocker.
2. Can I switch insurers at renewal?
Absolutely. Just compare new quotes and port your policy before renewal.
3. How do I check if my car is insured?
You can check insurance by vehicle number on the VAHAN website or your insurer’s portal.
4. What happens if I miss renewing on time?
You get a 30-day grace period, but driving uninsured risks fines.
5. Does zero depreciation cover all parts?
Mostly, but some insurers exclude tyres and batteries. Check the policy wording.
Final Thoughts
Buying insurance of car online is the smart way to go—faster, transparent, and often cheaper. Whether you need basic coverage or full protection, digital platforms like Quickinsure make it effortless.
Ready to get started? Grab a coffee, hop online, and secure your policy in minutes. Your future self (and wallet) will thank you!
